On Sept. 30, 2019, the Fifth District Court of Appeals found the term “mechanical device” in an auto policy to be overly broad and vague. It held that the policy, which excluded coverage for incidents involving a “mechanical device,” was to be construed against the insurer.
The Illinois Health Care Lien Services Act complicates situations that involve injured patients, their insurance policies, hospital bills, and settlements. An analysis of common scenarios provides clarity for attorneys pursuing their injured clients' best interests.
The Illinois Appellate Court reversed the lower court's holding that an insurance company does not have a duty to defend and found that the insurance company does have a duty to defend where the defendant policy holder negligently entrusted her vehicle to another (resulting in an accident).
The section of the Unclaimed Life Insurance Benefits Act that governs Insurer Conduct has been amended to reflect that insurers are required to search for and then compare past insurance information of insureds.
The appellate court considered whether set-off language in an arbitrator's award made the award so indefinite as to prevent interest from accruing under § 2-1303 and held it did not.
A look at theories under which courts have required insurers to cover alleged Telephone Consumer Protection Act violations and the evolving legacy of those cases in coverage law and beyond.
A new section of the Illinois Insurance Code (section 356z.25) requires a group or individual policy of accident and health insurance or managed care plan to provide coverage for the treatment of pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections and pediatric acute-onset neuropsychiatric syndrome.
The Department of Insurance adopted three amendments that implemented changes in the National Association of Insurance Commissioners Model Law Number 440 and the Insurance Code.
The Appellate Court of Illinois resolved a discovery dispute in an insurance coverage suit between plaintiff-insured Motorola Solutions, Inc. and defendant-insurers Zurich Insurance Company and Associated Indemnity Corporation.
The Department of Insurance adopted amendments to the Personal Information Privacy Protection regulations regarding the treatment of personal information by insurance providers licensed by the Illinois Department of Insurance.
An insurer's unambiguous 120-day notice requirement violates public policy because it is contrary to the statutory purpose of uninsured motorist insurance.
Illinois cases have declined to require an insurer to pay for independent counsel merely because the plaintiff demanded more than the insurance limits. But several recent federal cases have.
New regulations by the Illinois Department of Insurance require policyholders with a large deductible to fully collateralize their obligations under the agreement.
Illinois courts seem increasingly willing to look beyond the terms of the policy and allegations of the complaint when deciding whether a liability insurer has a duty to defend its insured.
The Unclaimed Life Insurance Benefits Act will govern insurer conduct and require the Department of Insurance to develop and implement a "lost policy finder."
Each instance of underinsurance must be considered individually regardless of a policy's language, and a policyholder may not obtain more than the amount contracted for. Tufano sustained permanent injuries in an auto accident.
The Department of Insurance adopted amendments to the Part now entitled "Disposal and Destruction of Records," previously entitled "Destruction of Records." 50 Ill. Adm. Code 901 (eff. May 23, 2016).
The First District Appellate Court ruled that defendant's homeowners' insurance company had a duty to defend him after his friend overdosed at his home, even though his policy excluded liability for bodily injury arising out of the use of controlled substances.
Amendments to 50 Ill. Adm. Code 2004 (eff. Dec. 31, 2015) clarify the required accident and health insurance reserves to be maintained by companies within Illinois in order to comply with the Illinois Insurance Code (215 ILCS 5 et seq.).
On October 8, 2015, the Illinois Supreme Court reversed an Illinois Appellate Court decision, finding that the circuit court was correct in concluding that rental car companies that use a certificate of self-insurance are limited to
The Department adopted amendments and a new section on electronic filing processes for an employer's contribution and wage reports. 56 Ill. Adm. Code 2760 (eff. July 27, 2015).
On July 16, 2015, the First District of the Appellate Court affirmed the circuit court's entry of summary judgment on behalf of an insurance company in a declaratory judgment action.
New regulations by the Department of Insurance require insurance providers to provide alternate methods of disclosure for persons under a protective order.
On March 19, 2015, the Illinois Supreme Court held that insurance agents owe a duty of care to insureds under § 2-2201 of the Illinois Code of Civil Procedure.
