Alphabetical listing of casesInsurance Law, October 1999In Re Liquidation of InterAmerican Insurance Company of Illinois
Cites from June 1999 issueInsurance Law, October 1999American Family Mutual Insurance Company v. Hinde, 302 Ill.App.3d 227, 705 N.E.2d 956, 235 Ill. Dec. 773 (2nd dist. 1999)
Claims-made policyInsurance Law, October 1999The 1991, Aetna issued a claims made pension and welfare fund fiduciary responsibility insurance policy to the Allsteel Retirement Income Plan with a policy period of December 31, 1991 to December 31, 1992.
Duty to defend: additional insuredInsurance Law, October 1999Alcan United, Inc. (Alcan) entered into a subcontract agreement with Gateway Concrete Forming Systems, Inc. (Gateway), whereby Gateway was to perform subcontracting work for Alcan.
Duty to defend: estoppelInsurance Law, October 1999Edward Hines Lumber Company operated lumber treatment facilities at sites in Arkansas and Wyoming. In March of 1982, the United States Environmental Protection Agency ("EPA") wrote Hines a letter, advising Hines that it may be a potentially responsible party ("PRP") in connection with contamination at the Arkansas site
Duty to defend: in generalInsurance Law, October 1999Fred Grossman filed suit against Berg Ladders, Inc. in connection with injuries sustained in a fall from a ladder manufactured by Berg.
Duty to defend: suitInsurance Law, October 1999A complaint filed by the EPA pursuant to CERCLA constitutes a "suit."
Duty to defend: tenderInsurance Law, October 1999On December 1, 1991, Tony Savage asked his friend of twenty-five years, Mamie Barnett, to watch his liquor store for him while he ran an errand. Barnett agreed, but while she was at the store, an intruder attacked and injured her. Eight days after the attack, Guild Insurance Agency sent a loss notice to Savage's insurer, Illinois Founders Insurance Company, informing it of the incident.
Excess insurance: in generalInsurance Law, October 1999Alan Little sustained fatal injuries while at work at an iron-making facility in Granite City, Illinois when he was run over by a dump truck owned and operated by St. Louis Slag Products Company.
Exclusions: employeeInsurance Law, October 1999Uncompensated friend of insured not employee for purposes of employee injury exclusion.
Health insurance: in generalInsurance Law, October 1999Medical insurer's policy caps for care of AIDS or AIDS-related conditions did not violate Americans with Disabilities Act provision prohibiting discrimination in public accommodations.
Limits of liabilityInsurance Law, October 1999Prudential issued an automobile liability insurance policy with liability limits of $100,000 per person and $300,000 per accident.
Permissive user: in generalInsurance Law, October 1999Insured effectively revoked permission for use of vehicle by permissive user by expressly prohibiting additional driving of the vehicle.
ReinsuranceInsurance Law, October 1999Reinsurer did not waive right to arbitrate contract defenses by litigating non-arbitrable issue of whether contracts were executory.
Words and phrases indexInsurance Law, October 1999Transmission of complaint to insurer did not furnish sufficient written notice of potential claim under policy's extension clause for three unrelated complaints filed after coverage terminated.
1998 IndexInsurance Law, June 1999This 1998 Index of The Policy is A SUPPLMENT to the previously published Twelve-Year Index.
Alphabetical listing of casesInsurance Law, June 1999Allstate Insurance Company v. Mathis, 302 Ill.App.3d 1027, 706 N.E.2d 893, 236 Ill. Dec. 19 (3rd dist. 1999) EXCLUSIONS: BUSINESS ACTIVITIES (1124)
Assistance and cooperationInsurance Law, June 1999Owner's and general contractor's failure to tender defenses to their own liability insurers was not breach of cooperation clause under subcontractor's CGL policy naming them additional insureds.
Cites from March 1999 issueInsurance Law, June 1999American Alliance Insurance Company v. IARW Insurance Company, Ltd., 165 F.3d 558 (7th Cir. 1999)
Collateral estoppelInsurance Law, June 1999Insurer that defended insured in underlying action without reservation of rights was collaterally estopped from relitigating issue of insured's liability in subsequent arbitration.
Declaratory judgment: timingInsurance Law, June 1999Duty of indemnification ripe for consideration only when insured has incurred liability in underlying claim.
Definitions: arising out of the ownership, maintenance or useInsurance Law, June 1999"Resulting from" is synonymous with the phrases "arising out of," "connected with," "originating from," "growing out of," and "flowing from," and is broadly construed.
Duty to defend: additional insuredInsurance Law, June 1999Injury to employee of subcontractor arose out of subcontractor's work as a matter of law.
Duty to defend: conflict of interestInsurance Law, June 1999Insurer could no longer control the insured's legal representation once insured and insurer became antagonists because of insured's bad faith claim against insurer.
Duty to defend: estoppelInsurance Law, June 1999Co-insurer waived right to contest reasonableness of settlement by refusing to settle or try the case, or challenge reasonableness of settlement amount.
Duty to defend: tenderInsurance Law, June 1999Owner's and general contractor's sole tender to subcontractor's insurer as additional insureds foreclosed insurer's action for equitable contribution.